ACCEPTANCE OF TERMS THROUGH USE by using this site, you signify your agreement to all terms, conditions, and notices contained or referenced herein (the "Terms of Use", "Terms of Service", or "TOS"). If you do not agree to these Terms of Use please do not use this site. We reserve the right, at our discretion, to update or revise these Terms of Use. Please check the Terms periodically for changes. Your continued use of this site following the posting of any changes to the Terms of Use constitutes acceptance of those changes.

THE SERVICE is defined as any and all services provided by Financing for West Virginia including, but not limited to, the internet website named "Financing for West Virginia ".

AGREEMENT TO ACCEPTABLE USE POLICY (AUP) You agree to abide by Financing for West Virginia's AUP, including but not limited to, agreeing not to use this site for any unlawful purpose. A copy of the AUP, which you should review, can be found below.

General Disclaimer and Limitation of Liability. YOU EXPRESSLY AGREE THAT USE OF THE SERVICE IS AT YOUR OWN RISK. NEITHER Financing for West Virginia, NOR ANY OF ITS EMPLOYEES, AGENTS, CONTENT PROVIDERS OR LICENSORS, MAKES ANY REPRESENTATIONS OR WARRANTIES OF ANY KIND REGARDING THE SERVICE, THE CONTENT, ANY ADVERTISING MATERIAL OR THE RESULTS THAT MAY BE OBTAINED FROM USE OF THE SERVICE. THE SERVICE IS PROVIDED ON AN "AS IS" BASIS, AND Financing for West Virginia SPECIFICALLY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING WITHOUT LIMITATION, WARRANTIES OF FITNESS FOR A PARTICULAR PURPOSE, WARRANTIES OF MERCHANTABILITY OR WARRANTIES AGAINST INFRINGEMENT.

Financing for West Virginia, ITS AFFILIATES, EMPLOYEES, AGENTS, CONTENT PROVIDERS AND LICENSORS SHALL IN NO EVENT BE LIABLE FOR ANY DAMAGES OR LOSSES, INCLUDING, WITHOUT LIMITATION, DIRECT, INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL OR PUNITIVE DAMAGES, RESULTING FROM OR CAUSED BY THE SERVICE OR ITS CONTENT, INCLUDING, WITHOUT LIMITATION, LOSSES RELATED TO: YOUR USE OR INABILITY TO USE THE SERVICE; ANY ERRORS, OMISSIONS OR DEFECTS IN THE CONTENT; OR ANY INTERRUPTIONS, DELAYS IN TRANSMISSION OR COMPUTER VIRUSES. IN ANY EVENT, ANY LIABILITY OF Financing for West Virginia, ITS EMPLOYEES, AGENTS, CONTENT PROVIDERS AND LICENSORS SHALL NOT EXCEED THE AMOUNT PAID BY YOU TO THE SERVICE IN THE 12 MONTHS PRIOR TO THE CLAIMED INJURY OR DAMAGE.

MISCELLANEOUS Financing for West Virginia may modify, suspend, discontinue or restrict the use of any portion of the Service, including the availability of any portion of the Content at any time, without notice or liability.

These Terms of Service will be governed by and construed in accordance with the laws of the State of West Virginia, without regard to its conflicts of law provisions. You hereby agree that any cause of action you may have with respect to the Service must be filed in the federal or state courts located in Kanawha County, WV, within one year after the cause of action arises or the cause is barred.

TERMINATION Financing for West Virginia reserves the right, in its sole discretion, to terminate your access to all or part of this site, with or without notice.

Acceptable Use Policy (Guidelines, Liability, Enforcement)

The Financing for West Virginia administrators reserve the right to move/delete any material deemed unacceptable or take any other appropriate action under the following guidelines:

1. Participants in the Financing for West Virginia Bulletin Board/Opportunity database may not post any information that is libelous, defamatory, obscene, pornographic, abusive, or in any other way illegal. We will not tolerate racial, ethnic or religious slurs or other language that is deeply and widely offensive.
2. Participants agree not to harass other participants. Participants are prohibited from posting any information that discloses private or personal matters concerning any person.
3. Participants in the Financing for West Virginia assert that the material is his or her own and is free of copyright or other restrictions. The participant also grants Financing for West Virginia an irrevocable, royalty-free license to reuse the information in any medium or form.
4. All written material is copyrighted to Financing for West Virginia and its proprietors. Participants may not copy any material originating from this site to any third party publication without prior consent.
5. The Financing for West Virginia cannot and does not guarantee the accuracy or completeness of any information posted anywhere on this site. The Financing for West Virginia does not endorse and is not responsible for any information within the service. Opinions, advice and all other information expressed by participants in discussions are those of the author.
6. The Financing for West Virginia is not responsible for the content of these messages. The author of any volunteered message shall remain solely responsible for the content of their messages.
7. Participants may not collect ANY information on users for use outside of the context of this site. Use of personal information obtained from this site, whether by browsing or by subscription to e-mail notices, for personal or commercial gain is strictly forbidden. For example, you cannot extract e-mail addresses to advertise your company nor can you do so to advertise your web site. Any evidence of such activity will result in termination of the violator’s access and may also include: notification of your service provider, notification of the appropriate agencies in your state, legal action.
8. Participants must not engage in disruptive behavior. Participants who intend to disrupt the services provided by this site will have their access to the service terminated. Should a terminated user persist to post regardless of being asked to leave, the matter will be pursued as harassment. Disruptive actions include: numerous and consecutive posts, attacks against the service itself, probes of the server, and threatening e-mails to administrators or any participant of the service.

Unauthorized Usage Fee
All material is copyrighted except where indicated. Any unauthorized use of the copyrighted material provided by this site will result in fees, legal action, or both. Fees will be assessed at a minimum of $100 per-page and per-use. We will also pursue the termination of unauthorized usage legally, if required. Outside that expected from spider engines and end-users, if extraction of data from this site results in interruption of service of any kind, the offending party will be billed for any losses incurred including any expenses required to restore service.

Additional notes on spam
Spam is unpaid advertising, chain letter schemes, frequent posting soliciting products, or flooding (posting the same message again and again). Any such action will result in aggressive efforts to identify you, we will alert your ISP of your activity, you will be banned from the site and your identity will be exposed to the legitimate users of this forum.

Spammers will be reported to their service provider, the backbone provider for the service provider, the USPS, net-abuse@nocs.insp.irs.gov and nfic@internetmci.com (The National Fraud Information Center).

Chain letters are a form of gambling, and sending them through the mail (or delivering them in person or by computer, but mailing money to participate) violates Title 18, United States Code, Section 1302, and the Postal Lottery Statute. If in doubt, see the U.S. Postal Service's confirmation of this fact at
http://www.usps.com/websites/depart/inspect/usc18/lottery.htm or http://www.law.cornell.edu/uscode/18/1302.html If you are thinking about spamming you really need to read the articles linked above.

IF YOU DO NOT AGREE TO THE TERMS STATED ABOVE OR TO ANY CHANGES THE SERVICE MAKES IN THESE TERMS, PLEASE EXIT THE SERVICE IMMEDIATELY.